Rules & Regulations for the Self-Employed
There is no rigid definition in UK law over what exactly makes someone employed or self-employed. However, a number of precedents exist to help you determine what your employment status...
Liability Insurance
Employers’ liability insurance Most employers are obliged to take out employers’ liability insurance as soon as they start their business. This is to cover for the cost of compensating any...
Obligations When Recruiting
Decide how much to pay them You must pay your employees at least the National Minimum Wage, regardless of the size of your business. Contracts for payments below the minimum...
Travel Insurance
Under the National Health Service, you don’t have to pay for emergency medical treatment, except for medication which you may need to pay for. However, the UK is fairly unusual...
Income Protection Insurance
Income replacement insurance pays you an income if you’re unable to work due to ill health, injury, or, in some cases, redundancy it all depends on the policy. Income replacement...
Family Life Insurance
It’s a grey area that we all don’t want to speak about, but giving that peace of mind so family do not struggle upon your death covers this in that...
Contents Insurance
You can buy home contents insurance, which pays out if you’re burgled or your property is damaged by something like a flood or a fire. You can also get cover...
Home and Buildings Insurance
Home and buildings insurance covers you in the case of an unfortunate event such as your home may be damaged due to an event such as fire, flooding, or subsidence....
Car Insurance
Once you have passed your driving test, you are able to drive, and you purchase your first car, but you must have car insurance. It’s the only policy that the...
Driving abroad
If you’re planning to take the long drive abroad, don’t forget your driving licence, but also think about getting an International Driving Permit, (so plan ahead of your journey and...